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SmartTrac

For Borrowers With A Bankruptcy, Short Sale, Or Deed-In-Lieu Just Over One Year, Or Multiple 30-Day Mortgage Lates.

Highlights:

  • Bankruptcy, Short Sale, Deed-in-Lieu: 12 months seasoning
  • Multiple 30s allowed
  • 620 min. FICO – all occupancy types
  • $1M Cash Out at 80% LTV, $1M Cash in hand
  • Up to 15 Financed Properties
  • Up to 45% DTI; 50% with 3 months of additional reserves
  • Appraisal Transfers Permitted
  • Fixed 30; ARM 5/1, 7/1, 10/1 – all with optional Interest Only
  • No Pre-Payment Penalties
  • 80% LTV Purchase/Rate Term; 75% Cash Out

RESOURCES

Find the forms and information you need, any time you need to access them.