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SMARTEDGE

For Borrowers Qualifying Full Doc With Non-Agency/Non-QM Features.

SmartEdge Full Doc:

  • Loan amounts up to $3M
  • 4+ years major derogatory credit
  • 1x30x12 housing
  • DTI up to 50%, 620 min. FICO
  • $2M Cash Out at 85% LTV, $1M Cash in hand
  • Up to 15 financed properties
  • Appraisal transfers permitted
  • Use asset amortization (asset depletion) to qualify
  • Fixed 30; ARM 5/1, 7/1, 10/1 – all with optional Interest Only
  • 90% LTV Purchase/Rate & Term – No MI

SmartEdge Plus:

  • 0x30x12 housing
  • 2-4 years major derogatory credit

RESOURCES

Find the forms and information you need, any time you need to access them.