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Want to hear about new products, price specials, and daily rates?

Want to hear about new products?

SmartCondo: For Non-Warrantable Condos

Up to $2.5M loan amounts on condos with 45% DTI permitted

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Introducing New Penn's Piggyback HELOC

Increase your borrowers' buying power up to 95% CLTV.

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Another SMART Series Success Story

We just closed a 5/1 ARM SmartSelf 12 Month Bank Statement loan in 11 days!

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PUT MORE BORROWERS IN MORE HOMES

With New Penn Financial's Flexible Loan Programs

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HOME LOANS WORTH CELEBRATING

Flexible Guidelines, Dependable Underwriting. That's New Penn.

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PRODUCTS THAT EXPAND YOUR BUSINESS

New Penn Financial offers a full line of Non-QM, Agency, Government and Jumbo mortgage solutions

FHA & STREAMLINES

Our expanded FHA loans allow purchases from 500 FICO, down payment assistance, condos, and more.
FHA & STREAMLINES

LOW-TO-MODERATE INCOME LOAN

New Penn Financial’s LMI Mortgage is a conventional loan designed for low-to-moderate income first time homebuyers purchasing a primary single family residence (most property types). Ask how you can receive a 50 bps price improvement on your next First Time Homebuyer purchase!
LOW-TO-MODERATE INCOME LOAN

SMART SERIES

Elite UWs work solely on your SMART Non-Agency/Non-QM loans to ensure the best possible outcome for your borrower’s needs. Plus, check out our NEW loan scenario tool!
SMART SERIES

SERVE MORE BORROWERS

At New Penn Financial, our superior support, tools, and resources give you the power to qualify more borrowers, become more efficient, and minimize costs.
Direct Seller/Servicer To Fannie, Freddie, & Ginnie

Our position to sell and service directly with the agencies allows us to pass the pricing, expanded guidelines, and smooth process from app to funding to our partners.

An Innovative Portfolio Of Non-QM Solutions

Our SMART Series Non-QM products are designed to fill critical service gaps in the market, such as investors, self-employed, those who have suffered a mortgage credit event, and more.

Overnight, Weekend, & Holiday Price Protection

Our lock desk is operated until 8 pm EST M-F. Lock with confidence overnight, on weekends, and holidays - we honor locks up to 6:59 am EST the next business day.

Dependable Support So You Close On Time

We always make you look good to your borrowers and realtor partners by closing your loans on schedule, sending CDs prior to CTC status, and releasing wires at UW Clear.

New Penn Financial is one of the best lenders around. They go the extra mile to make your deals work and are willing to work with brokers to attain everyone's goal - getting loans closed!
Laura K.
Your team exceeds our expectations on a regular basis.
Chrissie C.
As we all know, the mortgage business today is an extremely tough place to be. New Penn actually tries to get a loan to the closing table instead of finding a way to turn it down. Their underwriting time is great, they answer your questions as the need arises, and their rates are competitive. New Penn is the full package.